Temo Macharashvili is Head of Digital Ecosystem and Growth Development at Silknet,

with nearly 20 years of experience in digital transformation, product strategy, and data-

driven business development.

Previously holding senior leadership roles at Bank of Georgia and Credo Bank, he has

led digital product portfolios, built innovative banking solutions, and driven digital growth

initiatives in Georgia and international markets.

Combining a background in research and analytics with extensive experience in

technology and business leadership, Temo focuses on turning data, AI, and digital

innovation into meaningful customer experiences and measurable business results.